What is Term Insurance?

Generally inexpensive, Term insurance covers the insured for a specified period such as 10, 20 or 30 years.  If you live past that period and don't renew your policy, or if you stop paying the premium, the coverage ends.

Benefits: 

• Guaranteed Death Benefit
• Debt protection for your loved ones
• Provides funds for your survivor's financial needs
• Easily convertible to permanent coverage

Level Term 10, 20, 30

Farm Family's Level Term is affordable term life insurance that sets a premium schedule for the life of the policy. 

• Easily affordable for college grads, newlyweds and young adults
• Available in 10, 20, and 30 year terms

Decreasing Mortgage Term

With Decreasing Mortgage Term, your level of coverage is reduced at a decreasing rate approximately equal to your mortgage balance. 

• Specifically designed for mortgage protection
• Coverage decreases along with your mortgage
• Can be used as collateral for a home equity loan
• Can cover two lives

Yearly Renewable Term

Yearly Renewable Term is term insurance that provides protection on a year-by-year basis, renewable up to age 80. 

• More affordable coverage at an earlier age
• Premiums increase according to age

Form #s: Level Term: Level Term 0507: Decreasing Term DMT 0107; Yearly Renewable Term: YRT 0806